Get Help
You don't have to face things alone. If you're struggling, we encourage you to reach out as early as possible.
At Teaching Staff Trust, we know that financial hardship is often linked to wider challenges such as debt, housing insecurity, poor mental health, workplace concerns and personal crises. While we may not always be able to provide a grant, there are organisations that can offer expert advice, practical support and confidential guidance.
Whether it's mounting bills, a difficult call to a creditor, or simply not knowing where to turn, the organisations below offer free, confidential support — and we encourage you to reach out as early as possible.
If you are worried about debt, missed payments, arrears or managing your finances, StepChange provides free, confidential and impartial debt advice — helping you understand your situation, create a budget, explore debt solutions and deal with creditors.
If you are worried about losing your home, facing rent or mortgage arrears, or need advice about your housing rights, Shelter provides expert housing advice and support.
Citizens Advice offers free, independent and confidential advice on benefits, debt, employment, housing, consumer rights and family matters.
Mind provides information, advice and support on stress, anxiety, depression, mental health conditions and work-related wellbeing.
Education Support is the UK charity dedicated to the mental health and wellbeing of everyone working in education. It offers a free confidential helpline, emotional support, counselling and wellbeing resources.
Education unions often provide professional advice, legal support and, in some cases, financial assistance or benevolent funds. Consider contacting your union directly — including the NEU, NASUWT, UNISON, GMB, Unite, Community or Voice — if you are a member.
If something unexpected has happened to cause financial hardship and you have at least 5 years' employment in under 19s education, you can apply for one-off financial support to help you through this tough time.
Teaching Staff Trust is not responsible for advice provided by third-party organisations listed on this page.
We hear from people at every stage of their career — including education staff who have since retired — facing illness, bereavement or unexpected costs later in life. Whatever your situation, it's worth checking whether we, or one of the organisations above, can help.
"They said YES when we needed help to pay our energy bill."
Rita
Nursery Practitioner
"They said YES to a new fridge freezer to support our family."
Marcus
Class Teacher
"They said YES when I needed help to replace my broken front door."
Juliet
Retired School Teacher